![]() ![]() I am a college student and things happen. The contract was a lease to own contract in which I was told that I could terminate the contract at any time, which is on the website as well. I was approved for a loan in the amount of $1300. In March 2023 I visited a local furniture store (Conns) in need of a bed. I Purchased a Dining Table from American First Finance on 3/13/23! A Tornado tore through ************* Apt.Complex took a Direct HIT!(No Lives were lost! Just injuries)These happened on 3/31! The Next week I called the Furniture store to let them know! I also told them the Apts were being Condemned! The Manager ****** told me to Fill out the Paperwork for the Manufacture Warranty! Because I hadnt had the table 30 Days! The Company is being A** Holes & this SHIM name *** has been calling me every day!Asking for Documents! Ive sent him the **** Papers & the Head letter from the Apt.Complex! *************! He keep bs & putting me on the Run Around!I toldem I want my Money Back! BC they Continued to take out of my Account! After I did the Warrenty PPW! They owe me $423.00 & they want take the Table off my Account! Ive got to close my account to get Away from them!?They are Grimy Foreigners! They are tricking people out their Money ? in the STATES!?Can somebody please get back to me about this Matter! Thx?******************************* ************ ********************** I requested proof of some kind of original contract that says I must pay this debt. 809) (a) (b) VALIDATION OF DEBTS VALIDATION is requested immediately. PAYMENT FREQUENCY: MONTHLY (EVERY MONTH) (SHOULDNT BE REPORTING ON COLLECTIONS/CHARGEOFF)!!!DELETE THIS ACCOUNT!!!VIOLATION 15 U.S. PAST DUE AMOUNT: $700 (THIS IS A COLLECTION/CHARGEOFF THERE IS NO PAST DUE AMOUNT)8. TERM LENTH: 12 MONTH(S) (TERM LENTH SHOULDNT BE REPORTING ON COLLECTIONS/CHARGEOFF)7. NO PAYMENT HISTORY IS REPORTING (HOW DID YOU VERIFY, ITS NO HISTORY SHOWING)6. HIGH BALANCE: $790 (HIGH BALANCE SHOULDNT BE REPORTING ON COLLECTIONS/CHARGEOFF)5. HOW IS A COLLECTIONS ACCOUNT WITHOUT CLOSED DATE)4. NO CLOSED DATE (THIS IS A COLLECTIONS/CHARGEOFF ACCOUNT, ITS A CLOSED ACCOUNT BY DEFAULT. NO NOTICE OF DISPUTE STATUS WITHIN 30 DAYS (DIDNT PUT ANY DISPUTE STATUS WITHIN 30 DAYS OF DISPUTE) MAJOR VIOLATION 3. ACCOUNT STATUS: OPEN (THIS IS A COLLECTIONS/CHARGEOFF ACCOUNT, ITS A CLOSED ACCOUNT BY DEFAULT) WHY IS ACCOUNT OPEN, MAJOR VIOLATION 2. I DONT HAVE A CONTRACT WITH AMERICAN FIRST FINANCE, LLC, AND ITS REPORTING INCOMPLETE & INACCURATELY!!! EXPERIAN & EQUIFAX ALREADY DELETED THIS ACCOUNT OFF OF CREDIT FILE REPORTING INCOMPLETE & INACCURATELY.1. This is a NOTICE that I am DISPUTING your claim for this Account #: ****************.!!!THIS ACCOUNT IS NOT MINES. I do not have a CONTRACT with AMERICAN FIRST FINANCE, LLC they did not provide me with the ORIGINAL CONTRACT as I Requested. I do not feel comfortable providing them with my personal information.ĪMERICAN FIRST FINANCE, LLC ACCOUNT #: ****************I am not liable for this DEBT with AMERICAN FIRST FINANCE, LLC. If I never submitted an application why should I have to go through these hoops? And most importantly if I dont know this company why would I send them my personal information? Please help with this matter. ![]() I then receive an email response asking for my personal information including social security number, drivers license copy, address and requesting I complete their fraud complaint form and have it notarized. On I sent a email with a copy of the letter I received from them and reiterated that I never applied for anything from and requested they remove this inquiry to any creditors they inquired or reported with. I contacted one of their agents named ****** on and she stated someone would call me back. I have never completed and application to or any other company. This is false and I sent them an email stating the exact thing. The letter stated I applied for this loan on. I received a letter stating I was denied a loan for. ![]()
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